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Funding for Manufacturing & Wholesale

  • Do you have an opportunity to buy more product or material at a discount but need to act fast?
  • Do you have a last minute purchase order and need to bridge your cashflow?
  • Do you need to run another line and require additional staff?
  • Do you have seasonal demands that require more production?

Manufacturing & Wholesale

The supply chain in Canada all begins with the manufacturing and wholesalers industry. The need for capital in this sector with just in time demands make accessing capital quick and easy.

  • Do you have an opportunity to buy more product or material at a discount but need to act fast?
  • Do you have a last minute purchase order and need to bridge your cashflow?
  • Do you need to run another line and require additional staff?
  • Do you have seasonal demands that require more production?

Capital Advance simplifies the process of obtaining capital, allowing you to focus on advancing your business.

Food & Beverage

Construction Materials

Electrical Equipment

Automotive Parts

Windows & Doors

Term Funding

1

Fill out our online application.

2

Securely connect banking information.

3

Our professional will review your application and provide an offer.

4

Receive cash in less than 48 hours.

5

Repayment is made from the terms set out in our agreement.

Merchant Cash Advance

1

Fill out our online application.

2

Securely connect banking information.

3

Our professional will review your application and provide an offer.

4

Receive cash in less than 48 hours.

5

Repayment is made from the terms set out in our agreement.

Frequently Asked Questions

I need to pay for an import shipment of materials but it won’t arrive for 3 months, do I qualify for a business loan?

Yes, so long as your small business is generating regular income and meets the minimum requirements then you should apply for term funding. Many importers use raw materials financing in Canada to pay suppliers upfront while they wait for a shipment to arrive.

I have the opportunity to purchase equipment at a discount, can it be used as collateral?

Using working capital for purchasing additional equipment to grow your business is an excellent use of funds. Capital Advance also provided uncollateralized working capital to Canadian small businesses so there is no need to use your equipment as collateral! Our equipment funding for manufacturers is unsecured, so you can act on a discount without pledging the machine as security.

My company is behind on my taxes, will I still be approved?

Funding from Capital Advance can be used to resolve your overdue taxes, however if there has been a lien placed for non-payment of tax that will need to be resolved and removed prior to us provided you with short term business funding. Once any lien is cleared, a manufacturing business loan in Canada can help you catch up and free your cash flow for production.

How quickly can I get access to capital?

Our fast and seamless application process will take 10 minutes and we can have short term funding in your bank account the same day. his speed is one reason wholesalers turn to us for wholesale business funding in Canada when a time-sensitive order arises.

Does Capital Advance provide business loans for a million dollars?

No, Capital Advance provides short-term funding for small businesses for $5,000 to $100,000. Within that range, a manufacturing business loan in Canada can cover materials, payroll, or a new production line without the delays of a bank.

How does purchase order financing work in Canada?

With purchase order financing, Capital Advance provides the capital you need to fulfil a confirmed order when you do not yet have the cash on hand. You use the funds to pay suppliers and produce the goods, then repay through manageable automatic instalments once the order is delivered. This makes purchase order funding in Canada a practical way to take on larger contracts without straining your working capital.

Can I get funding to fulfil a large purchase order?

Yes, a large confirmed order is one of the most common reasons manufacturers apply for purchase order financing with us. We assess your revenue and cash flow, then provide funds so you can buy materials and cover production costs immediately. Approved businesses often receive purchase order funding in Canada within 24 to 48 hours, so a big contract never has to slip away.

What can wholesale inventory financing be used for?

It is typically used to buy stock in bulk, restock ahead of a busy season, or take advantage of supplier discounts before they expire. Wholesalers rely on wholesale business funding in Canada to keep shelves and warehouses full without tying up their own cash. The same funding can also serve as equipment funding for manufacturers when you need to expand capacity to meet demand.