Professionals in the service industry provide intangible goods but that doesn’t mean your business doesn’t require capital to continue to run and grow.
Capital Advance makes accessing that needed capital stress-free and effective.
Capital Advance is a revenue based funder and thus we assess the amount of capital from your business’s revenue and cash flow in our underwriting. For a need such as this we should be able to provide you with the necessary merchant advance funding. A plumber business loan in Canada can cover the parts and inventory you need to keep every work vehicle stocked.
This type of working capital is exactly what a large number of clients use our term funding for. Please start by completing this form. Many electricians use electrician business funding in Canada to pay suppliers mid-project and keep the job moving.
Your Canadian small business needs to be active for a minimum of 6 months and generate at least $10,000 in gross revenue each month to pre-qualify. Once you meet those requirements, trades working capital in Canada can help you fund materials, staff, and equipment as you grow.
Capital Advance offers flexible repayment terms that are between 3 and 8 months. This suits HVAC business financing in Canada, where seasonal demand means income can rise and fall throughout the year.
Capital Advance assesses electricians, plumbers, HVAC professionals, masonries, painters, welders, machinists, roofers and many others within the industry. Even the most successful small businesses need to borrow money at some point. This isn’t a sign of failure; it’s often a signal of growth. Because we do not run a credit check, contractor funding with no credit check is available across all of these trades.
The simplest route is HVAC business financing in Canada, which is based on your revenue rather than your credit score or collateral. Capital Advance reviews your cash flow and provides an offer you can repay through manageable automatic instalments. Many owners use HVAC equipment financing in Canada to purchase units, tools, or a service vehicle without paying the full cost upfront.
Capital Advance offers funding from $5,000 to $100,000, with the exact amount based on your monthly revenue and cash flow. Within that range, HVAC equipment financing in Canada can cover a major equipment purchase or a seasonal ramp-up in work. Electricians and plumbers can access the same trades working capital in Canada to manage materials, payroll, and day-to-day costs.
Most applications are reviewed the same day, and approved businesses can receive funds within 24 to 48 hours. This speed makes HVAC business financing in Canada ideal for the start of the busy season or an unexpected large job. Because approval does not depend on your credit score, contractor funding with no credit check can be arranged just as quickly.
