There are a number of scenarios that can arise for any retail business that require access to quick and easy capital.
Capital Advance removes the daunting, time-consuming nature of securing capital so you can continue to move your business forward.
Yes, using working capital for inventory funding is one of the most common uses that business owners chose to do with the short term lending we provide them. Our funding to buy retail inventory lets you stock up ahead of demand without draining your own cash reserves.
Yes, one of our advantages is that once you have repaid 65% of your balance you are eligible for additional capital. See the other advantages and what sets us apart here. This makes retail store funding easy to renew when you are ready for your next inventory purchase or upgrade.
Yes, if you have a storefront location or an online store you can apply. Online sellers often use a retail business loan in Canada to fund inventory, packaging, and marketing ahead of a busy period.
Capital Advance does not provide funding for the purchase of a business. However, once you have acquired it we can assist with the capital needed to improve and take it to it’s full potential. At that stage, retail expansion financing in Canada can help you renovate, restock, or grow the location you now own.
We work with businesses like yours and understand the seasonality of them. We’re able to assist with unsecured lending to support purchasing inventory for busier months, or working capital to assist with cash flow in slower revenue months. A seasonal retail inventory loan is designed for exactly this pattern, helping you buy ahead of peak season and repay as sales come in.
It is short-term funding used to purchase stock, which you repay through manageable automatic instalments as that inventory sells. Capital Advance provides funding to buy retail inventory based on your revenue rather than your credit score, so approval is fast and unsecured. This gives you retail store funding to keep shelves full without tying up your own cash.
Capital Advance offers funding from $5,000 to $100,000, with the exact amount based on your monthly revenue and cash flow. A retail business loan in Canada within this range can cover a single large restock or several smaller orders throughout the year. Boutique owners often use this boutique store working capital to balance purchases and everyday expenses.
It can be used for almost any retail need, from buying stock and hiring seasonal staff to renovating or extending your hours. Many owners direct retail store funding toward a major inventory purchase before a busy season. Others use retail expansion financing in Canada to open additional space or a second location.
